Ep 41. Practical Strategies for New Grads Facing Student Loan Debt
Show Summary:
It’s been a while since I’ve sat down for a solo episode, and today’s conversation is a big one sparked by the August issue of OT Practice Magazine, which featured the article “Practical Information: Stories for Those With Student Loan Debt.” The data and stories shared there lit up my DMs, and I knew I had to dive deeper on the podcast. The student loan conversation isn’t just about repayment after you graduate—it starts before you walk across that stage. The choices you make with your loan money while you’re in school, and the way you prepare yourself for earning after graduation, can make such a big difference. If you know you’ll graduate with loans (or you’re already there), we’re walking through practical moves you can make now: how to use loan money wisely, borrow less on purpose, and set yourself up to earn more—negotiating that first offer, choosing higher-paying settings, and even planting early seeds for entrepreneurship. Then, for the first time, I’m sharing the project my husband and I have been quietly building to support healthcare pros in the area of personal finance—a reveal I’m both nervous and excited to say out loud.
In today’s show, we’re chatting about:
Practical money moves you can make before graduation
Why tracking your loans matters more than you think
Smart strategies to cut down on borrowing (without sacrificing everything)
Financially preparing for life after graduation
Why entrepreneurship belongs in the conversation for healthcare pros
The exclusive first look at our new business venture!
Resources
AOTA Article: Practical Information: Stories for Those With Student Loan Debt
Instagram Post: New Data on OT Student Loan Debt!? Yikes.
Ep 26. Building Confidence to Negotiate and Maximize Income with Samantha Hayes
Join our FB Group: Money Matters in Occupational Therapy
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