Ep 43. Prioritizing Your Well-Being While Paying Off Student Loans with Sunny, DPT
Show Summary:
Student loans are more than just a number on a screen—they shape the choices we make, the goals we set, and how we feel about our financial future. Especially when that balance is in the six figures, it can feel like an uphill climb that never ends.
So what does it look like to face that mountain head-on—with grace, strategy, and self-compassion?
Today on the show, I’m joined by Sunny, a physical therapist who started her journey with over $200K in student loan debt. And while the number was big, her determination has been even bigger. Through mindset shifts, strategy, and a lot of heart, she’s been making incredible progress—and sharing it all along the way.
Sunny’s story is such a powerful reminder that paying off debt isn’t just about the numbers—it’s about building confidence, shifting your mindset, and proving to yourself that financial freedom is possible, even when the balance feels daunting.
If you’re in the thick of your own student loan journey—wondering where to start, or how to keep going when progress feels slow—this episode is for you.
In today’s show, we’re chatting about:
Sunny’s journey into physical therapy and what drew her to the field
The moment she decided to face her student loans head-on
Mindset shifts that changed everything during her debt payoff journey
The strategies she’s using to make real progress on over $200K of debt
Balancing debt repayment with living a full and meaningful life
The power of self-compassion and transparency in sharing her journey
Encouragement for anyone feeling weighed down by student loans
Guest Bio:
Sunny is a Doctor of Physical Therapy based in Los Angeles, with experience across home health, acute care, and outpatient orthopedics.
Resources
Follow Sunny on Social Media: Instagram
Connect with the Your First 100k Community: Website
Join our FB Group: Money Matters in Occupational Therapy
Get in touch
